Experience when it matters most
The insurance defense attorneys at St. John & St. John, LLC provide legal advice and representation to insurance companies and self-insured corporations throughout north Alabama. Our attorneys have extensive experience handling insurance claims, insurance coverage issues, and subrogation for our clients at every level of state and federal court. We are dedicated to providing the personal attention and respect that your company deserves.
We provide insurance companies with a wide variety of legal services, including:
- Tort litigation of all varieties
- Claim management and apportionment services
- Insurance coverage opinion letters
- Declaratory judgments
- Reinsurance advice and disputes
- Bad faith litigation
- Professional liability litigation
- Insurance appellate litigation
- Arbitration and mediation
Our firm often helps insurance companies resolve problems involving insurance policy coverage. We analyze every provision to determine the extent of coverage that is warranted under the policy, and we prepare detailed opinion letters on those findings. After providing our client with the opinion letter, we seek to resolve the issues by filing a declaratory judgment action in court. However, in certain cases, litigation may become necessary to settle issues in dispute. If that occurs, you can rest assured that our attorneys have the knowledge and skill to get you the best possible results.
We also assist insurance companies in situations involving third parties. Our attorneys often initiate subrogation claims against at-fault third parties in order to get reimbursement for any payments to insureds under their own policies.
Effective solutions with your best interests in mind
Although St. John & St. John has forged its reputation through its litigation abilities, our attorneys commit our best efforts wherever possible to resolving your problems without resorting to court. We understand how expensive litigation can become and that litigation may not be the best option in your case. For these reasons, we routinely utilize arbitration and mediation to settle disputes for clients at much reduced cost, and we propose settlements that have your company’s best interests in mind.